01
Insurance fraud
Detection of simulated or exaggerated claims. Surveillance, cross-referencing, documentation of inconsistencies between declaration and reality.
Investigators · Insurers
Detect the fraud,hold the procedure.
Simulated claims, contestable declarations, structured fraud. Neutral investigations, proportionate methods compliant with Swiss Federal Court case law. Reports usable in benefit refusal proceedings.
What we handle
What we handle
02
Contested sick leave / accident
Verification of the insured's actual condition within a strictly legal framework (LCA, LAA). Factual report admissible by the insurance court.
03
Loss of earnings / incapacity
Control of inactivity declarations, identification of undeclared professional activities, documentation.
04
Suspicious material claims
Reconstruction of circumstances, timeline verification, identification of similar precedents.
How we work
How we work
01
Company mandate
Framing with the claims or litigation department. Scope validated by our legal cell.
02
Neutral investigation
No bias. If the insured is in good faith, the report says so clearly.
03
Surveillance and cross-checks
Proportionate methods, compliant with TF case law on private surveillance.
04
Compliant report
Admissible before insurance courts. Availability for hearing if requested.
Pricing
Rates & billing
From
CHF 120.-
/ hour
for a private investigator · Excl. 8.1 % VAT
Full transparency. After the free 30-minute consultation, you receive a written quote and a complete action plan.
How we bill
- 01
Time-based
Based on case complexity and resources deployed.
- 02
Detailed quote
Before any mission, no hidden fees. Written validation before execution.
- 03
Travel & operational costs
Billed at cost, with prior agreement. CHF 0.70/km outside the canton of Vaud.
- 04
Report included
Clear report, photos/videos, conclusions and actionable recommendations.
First conversation
One conversationto assessyour case.
Confidential 30-minute meeting, no commitment. You walk us through your situation, we tell you what the law allows and what we recommend.
Réf · DG-2026-XXXDélai de réponse · < 24 h ouvréesConfidentialité · Niveau A